Median home value in zip code 88023 (Bayard, NM) is $108K, down 4.7% year over year. Part of the Silver City, NM metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Silver City, NM metro →
Home Value$107,521
YoY Change
-4.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for 88023 (Bayard).
$21,504 on $107,521
Affordable — 12% of income
Under the 28% guideline.
PITI$749
P/I12%
Afford$251K
Room+$144K
P&I $544Tax $72Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
88023 is part of the Silver City, NM metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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