Median home value in zip code 88312 (Alto, NM) is $559,957, up 4.8% year over year. Part of the Ruidoso, NM metropolitan area.

Home Value$559,957

YoY Change

+4.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 88312 (Alto).

Income (annual)

Down Payment

$111,991 on $559,957

Example: $75,000 household income. Change it above to see your own.

Out of reach53.4% of income

Need $143,057/yr to afford.

PITI$3,338

P/I53.4%

Afford$294K

Gap-$266K

P&I $2,831Tax $373Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

88312 is part of the Ruidoso, NM metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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