Median home value in zip code 88345 (Ruidoso, NM) is $327,732, down 0.8% year over year. Part of the Ruidoso, NM metropolitan area.

Home Value$327,732

YoY Change

-0.8%

Prices falling — better for buyers.

Affordability

Enter your income for 88345 (Ruidoso).

Income (annual)

Down Payment

$65,546 on $327,732

Example: $75,000 household income. Change it above to see your own.

Stretch32.1% of income

Above 28% but manageable with cuts.

PITI$2,009

P/I32.1%

Afford$285K

Gap-$42K

P&I $1,657Tax $218Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

88345 is part of the Ruidoso, NM metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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