Median home value in zip code 88346 (Ruidoso Downs, NM) is $229K, up 3.9% year over year. Part of the Ruidoso, NM metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Ruidoso, NM metro →

Home Value$229,434

YoY Change

+3.9%

AFFORDABILITY

Enter your income for 88346 (Ruidoso Downs).

Income (annual)

Down Payment

$45,887 on $229,434

Affordable — 23.1% of income

Under the 28% guideline.

PITI$1,446

P/I23.1%

Afford$278K

Room+$48K

P&I $1,160Tax $153Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

88346 is part of the Ruidoso, NM metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ruidoso, NM analysis

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