Median home value in zip code 89408 (Fernley, NV) is $392,741, up 0.3% year over year. Part of the Fernley, NV metropolitan area.

Home Value$392,741

YoY Change

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 89408 (Fernley).

Income (annual)

Down Payment

$78,548 on $392,741

Example: $75,000 household income. Change it above to see your own.

Out of reach36.1% of income

Need $96,814/yr to afford.

PITI$2,259

P/I36.1%

Afford$304K

Gap-$88K

P&I $1,986Tax $173Ins $100

6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

89408 is part of the Fernley, NV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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