Median home value in zip code 89431 (Sparks, NV) is $390,312, down 0.9% year over year. Part of the Reno, NV metropolitan area.

Home Value$390,312

YoY Change

-0.9%

Prices falling — better for buyers.

Affordability

Enter your income for 89431 (Sparks).

Income (annual)

Down Payment

$78,062 on $390,312

Example: $75,000 household income. Change it above to see your own.

Stretch35.9% of income

Above 28% but manageable with cuts.

PITI$2,246

P/I35.9%

Afford$304K

Gap-$86K

P&I $1,974Tax $172Ins $100

6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

89431 is part of the Reno, NV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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