Median home value in zip code 89440 (Virginia City, NV) is $399,337, down 5.5% year over year. Part of the Reno, NV metropolitan area.

Home Value$399,337

YoY Change

-5.5%

Prices falling — better for buyers.

Affordability

Enter your income for 89440 (Virginia City).

Income (annual)

Down Payment

$79,867 on $399,337

Example: $75,000 household income. Change it above to see your own.

Out of reach36.7% of income

Need $98,400/yr to afford.

PITI$2,296

P/I36.7%

Afford$304K

Gap-$95K

P&I $2,019Tax $176Ins $100

6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

89440 is part of the Reno, NV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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