Median home value in zip code 89448 (Zephyr Cove, NV) is $1,384,768, up 5.6% year over year. Part of the Gardnerville Ranchos, NV metropolitan area.

Home Value$1,384,768

YoY Change

+5.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 89448 (Zephyr Cove).

Income (annual)

Down Payment

$276,954 on $1,384,768

Example: $75,000 household income. Change it above to see your own.

Out of reach123.4% of income

Need $330,600/yr to afford.

PITI$7,714

P/I123.4%

Afford$314K

Gap-$1.07M

P&I $7,002Tax $612Ins $100

6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

89448 is part of the Gardnerville Ranchos, NV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Gardnerville Ranchos, NV analysis

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