Median home value in zip code 89448 (Zephyr Cove, NV) is $1385K, up 5.6% year over year. Part of the Gardnerville Ranchos, NV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Gardnerville Ranchos, NV metro →

Home Value$1,384,768

YoY Change

+5.6%

AFFORDABILITY

Enter your income for 89448 (Zephyr Cove).

Income (annual)

Down Payment

$276,954 on $1,384,768

Out of reach — 123.4% of income

Need $330,600/yr to afford.

PITI$7,714

P/I123.4%

Afford$314K

Gap-$1071K

P&I $7,002Tax $612Ins $100

6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

89448 is part of the Gardnerville Ranchos, NV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Gardnerville Ranchos, NV analysis

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