Median home value in zip code 89815 (Spring Creek, NV) is $387,871, up 0.6% year over year. Part of the Elko, NV metropolitan area.

Home Value$387,871

YoY Change

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 89815 (Spring Creek).

Income (annual)

Down Payment

$77,574 on $387,871

Example: $75,000 household income. Change it above to see your own.

Stretch35.7% of income

Above 28% but manageable with cuts.

PITI$2,233

P/I35.7%

Afford$304K

Gap-$84K

P&I $1,961Tax $171Ins $100

6.50% 30yr, 20% down, county tax + NV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

89815 is part of the Elko, NV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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