Median home value in zip code 90401 (Santa Monica, CA) is $1,328,087, down 3.9% year over year. Part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area.

Home Value$1,328,087

YoY Change

-3.9%

Prices falling — better for buyers.

Affordability

Enter your income for 90401 (Santa Monica).

Income (annual)

Down Payment

$265,617 on $1,328,087

Example: $75,000 household income. Change it above to see your own.

Out of reach123.3% of income

Need $330,300/yr to afford.

PITI$7,707

P/I123.3%

Afford$302K

Gap-$1.03M

P&I $6,716Tax $841Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

90401 is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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