Median home value in zip code 90402 (Santa Monica, CA) is $4,648,435, up 7.3% year over year. Part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area.

Home Value$4,648,435

YoY Change

+7.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 90402 (Santa Monica).

Income (annual)

Down Payment

$929,687 on $4,648,435

Example: $75,000 household income. Change it above to see your own.

Out of reach425.6% of income

Need $1,139,957/yr to afford.

PITI$26,599

P/I425.6%

Afford$306K

Gap-$4.34M

P&I $23,505Tax $2,944Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

90402 is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Los Angeles-Long Beach-Anaheim, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.