Median home value in zip code 90405 (Santa Monica, CA) is $1,890,457, up 2.6% year over year. Part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area.

Home Value$1,890,457

YoY Change

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 90405 (Santa Monica).

Income (annual)

Down Payment

$378,091 on $1,890,457

Example: $75,000 household income. Change it above to see your own.

Out of reach174.5% of income

Need $467,400/yr to afford.

PITI$10,906

P/I174.5%

Afford$303K

Gap-$1.59M

P&I $9,559Tax $1,197Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

90405 is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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