Median home value in zip code 91978 (Spring Valley, CA) is $811,453, down 2.1% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$811,453

YoY Change

-2.1%

Prices falling — better for buyers.

Affordability

Enter your income for 91978 (Spring Valley).

Income (annual)

Down Payment

$162,291 on $811,453

Example: $75,000 household income. Change it above to see your own.

Out of reach76% of income

Need $203,443/yr to afford.

PITI$4,747

P/I76%

Afford$299K

Gap-$512K

P&I $4,103Tax $494Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

91978 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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