Median home value in zip code 92021 (El Cajon, CA) is $770,296, down 2.9% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$770,296

YoY Change

-2.9%

Prices falling — better for buyers.

Affordability

Enter your income for 92021 (El Cajon).

Income (annual)

Down Payment

$154,059 on $770,296

Example: $75,000 household income. Change it above to see your own.

Out of reach72.2% of income

Need $193,457/yr to afford.

PITI$4,514

P/I72.2%

Afford$299K

Gap-$472K

P&I $3,895Tax $469Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92021 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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