Median home value in zip code 92024 (Encinitas, CA) is $1,831,750, down 0.1% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$1,831,750

YoY Change

-0.1%

Prices falling — better for buyers.

Affordability

Enter your income for 92024 (Encinitas).

Income (annual)

Down Payment

$366,350 on $1,831,750

Example: $75,000 household income. Change it above to see your own.

Out of reach168.4% of income

Need $451,157/yr to afford.

PITI$10,527

P/I168.4%

Afford$305K

Gap-$1.53M

P&I $9,262Tax $1,114Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92024 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.