Median home value in zip code 92056 (Oceanside, CA) is $861,420, down 1.8% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$861,420

YoY Change

-1.8%

Prices falling — better for buyers.

Affordability

Enter your income for 92056 (Oceanside).

Income (annual)

Down Payment

$172,284 on $861,420

Example: $75,000 household income. Change it above to see your own.

Out of reach80.5% of income

Need $215,571/yr to afford.

PITI$5,030

P/I80.5%

Afford$300K

Gap-$562K

P&I $4,356Tax $524Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92056 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

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