Median home value in zip code 92078 (San Marcos, CA) is $1,016,506, down 3.0% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$1,016,506

YoY Change

-3.0%

Prices falling — better for buyers.

Affordability

Enter your income for 92078 (San Marcos).

Income (annual)

Down Payment

$203,301 on $1,016,506

Example: $75,000 household income. Change it above to see your own.

Out of reach94.5% of income

Need $253,200/yr to afford.

PITI$5,908

P/I94.5%

Afford$301K

Gap-$715K

P&I $5,140Tax $618Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92078 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

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