Median home value in zip code 92081 (Vista, CA) is $914,382, down 1.3% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$914,382

YoY Change

-1.3%

Prices falling — better for buyers.

Affordability

Enter your income for 92081 (Vista).

Income (annual)

Down Payment

$182,876 on $914,382

Example: $75,000 household income. Change it above to see your own.

Out of reach85.3% of income

Need $228,429/yr to afford.

PITI$5,330

P/I85.3%

Afford$300K

Gap-$614K

P&I $4,624Tax $556Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92081 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

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