Median home value in zip code 92082 (Valley Center, CA) is $910,208, down 1.5% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$910,208

YoY Change

-1.5%

Prices falling — better for buyers.

Affordability

Enter your income for 92082 (Valley Center).

Income (annual)

Down Payment

$182,042 on $910,208

Example: $75,000 household income. Change it above to see your own.

Out of reach84.9% of income

Need $227,400/yr to afford.

PITI$5,306

P/I84.9%

Afford$300K

Gap-$610K

P&I $4,603Tax $554Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92082 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.