Median home value in zip code 92101 (San Diego, CA) is $730,784, down 7.5% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$730,784

YoY Change

-7.5%

Prices falling — better for buyers.

Affordability

Enter your income for 92101 (San Diego).

Income (annual)

Down Payment

$146,157 on $730,784

Example: $75,000 household income. Change it above to see your own.

Out of reach68.6% of income

Need $183,857/yr to afford.

PITI$4,290

P/I68.6%

Afford$298K

Gap-$433K

P&I $3,695Tax $445Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92101 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

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