Median home value in zip code 92101 (San Diego, CA) is $731K, down 7.5% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Diego-Chula Vista-Carlsbad, CA metro →
Home Value$730,784
YoY Change
-7.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 92101 (San Diego).
$146,157 on $730,784
Out of reach — 68.6% of income
Need $183,857/yr to afford.
PITI$4,290
P/I68.6%
Afford$298K
Gap-$433K
P&I $3,695Tax $445Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
92101 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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