Median home value in zip code 92104 (San Diego, CA) is $947,272, up 2.9% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$947,272

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 92104 (San Diego).

Income (annual)

Down Payment

$189,454 on $947,272

Example: $75,000 household income. Change it above to see your own.

Out of reach88.3% of income

Need $236,400/yr to afford.

PITI$5,516

P/I88.3%

Afford$301K

Gap-$647K

P&I $4,790Tax $576Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92104 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.