Median home value in zip code 92109 (San Diego, CA) is $1,487,916, down 1.3% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$1,487,916

YoY Change

-1.3%

Prices falling — better for buyers.

Affordability

Enter your income for 92109 (San Diego).

Income (annual)

Down Payment

$297,583 on $1,487,916

Example: $75,000 household income. Change it above to see your own.

Out of reach137.3% of income

Need $367,671/yr to afford.

PITI$8,579

P/I137.3%

Afford$304K

Gap-$1.18M

P&I $7,524Tax $905Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92109 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

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