Zip Code

92116

San Diego, CASan Diego-Chula Vista-Carlsbad, CA

Median home value in zip code 92116 (San Diego, CA) is $987K, up 0.4% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Diego-Chula Vista-Carlsbad, CA metro →

Home Value$986,918
YoY Change
+0.4%
AFFORDABILITY

Enter your income for 92116 (San Diego).

$197,384 on $986,918
Out of reach — 91.9% of income

Need $246,043/yr to afford.

PITI$5,741
P/I91.9%
Afford$301K
Gap-$686K
P&I $4,990Tax $600Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

92116 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis
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92116 (San Diego, CA) Housing Market | CrashWatch