Median home value in zip code 92116 (San Diego, CA) is $986,918, up 0.4% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$986,918

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 92116 (San Diego).

Income (annual)

Down Payment

$197,384 on $986,918

Example: $75,000 household income. Change it above to see your own.

Out of reach91.9% of income

Need $246,043/yr to afford.

PITI$5,741

P/I91.9%

Afford$301K

Gap-$686K

P&I $4,990Tax $600Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92116 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

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