Median home value in zip code 92123 (San Diego, CA) is $956K, down 2.9% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Diego-Chula Vista-Carlsbad, CA metro →

Home Value$956,414

YoY Change

-2.9%

AFFORDABILITY

Enter your income for 92123 (San Diego).

Income (annual)

Down Payment

$191,283 on $956,414

Out of reach — 89.1% of income

Need $238,629/yr to afford.

PITI$5,568

P/I89.1%

Afford$301K

Gap-$656K

P&I $4,836Tax $582Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92123 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free