Median home value in zip code 92128 (San Diego, CA) is $996K, down 6.2% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Diego-Chula Vista-Carlsbad, CA metro →
Home Value$995,642
YoY Change
-6.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 92128 (San Diego).
$199,128 on $995,642
Out of reach — 92.6% of income
Need $248,143/yr to afford.
PITI$5,790
P/I92.6%
Afford$301K
Gap-$695K
P&I $5,035Tax $606Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
92128 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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