Median home value in zip code 92130 (San Diego, CA) is $2,056,392, down 1.4% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.

Home Value$2,056,392

YoY Change

-1.4%

Prices falling — better for buyers.

Affordability

Enter your income for 92130 (San Diego).

Income (annual)

Down Payment

$411,278 on $2,056,392

Example: $75,000 household income. Change it above to see your own.

Out of reach188.8% of income

Need $505,671/yr to afford.

PITI$11,799

P/I188.8%

Afford$305K

Gap-$1.75M

P&I $10,398Tax $1,251Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92130 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Diego-Chula Vista-Carlsbad, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.