Median home value in zip code 92131 (San Diego, CA) is $1483K, down 1.6% year over year. Part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Diego-Chula Vista-Carlsbad, CA metro →
Home Value$1,483,241
YoY Change
-1.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 92131 (San Diego).
$296,648 on $1,483,241
Out of reach — 136.8% of income
Need $366,514/yr to afford.
PITI$8,552
P/I136.8%
Afford$304K
Gap-$1180K
P&I $7,500Tax $902Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
92131 is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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