Median home value in zip code 92688 (Rancho Santa Margarita, CA) is $1009K, down 2.9% year over year. Part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Los Angeles-Long Beach-Anaheim, CA metro →
Home Value$1,008,909
YoY Change
-2.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 92688 (Rancho Santa Margarita).
$201,782 on $1,008,909
Out of reach — 94.3% of income
Need $252,471/yr to afford.
PITI$5,891
P/I94.3%
Afford$300K
Gap-$709K
P&I $5,102Tax $639Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
92688 is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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