Median home value in zip code 92688 (Rancho Santa Margarita, CA) is $1,008,909, down 2.9% year over year. Part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area.

Home Value$1,008,909

YoY Change

-2.9%

Prices falling — better for buyers.

Affordability

Enter your income for 92688 (Rancho Santa Margarita).

Income (annual)

Down Payment

$201,782 on $1,008,909

Example: $75,000 household income. Change it above to see your own.

Out of reach94.3% of income

Need $252,471/yr to afford.

PITI$5,891

P/I94.3%

Afford$300K

Gap-$709K

P&I $5,102Tax $639Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

92688 is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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