Median home value in zip code 93101 (Santa Barbara, CA) is $1424K, down 1.7% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Santa Maria-Santa Barbara, CA metro →
Home Value$1,423,639
YoY Change
-1.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 93101 (Santa Barbara).
$284,728 on $1,423,639
Out of reach — 131.1% of income
Need $351,043/yr to afford.
PITI$8,191
P/I131.1%
Afford$304K
Gap-$1119K
P&I $7,199Tax $842Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
93101 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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