Median home value in zip code 93101 (Santa Barbara, CA) is $1,423,639, down 1.7% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.

Home Value$1,423,639

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 93101 (Santa Barbara).

Income (annual)

Down Payment

$284,728 on $1,423,639

Example: $75,000 household income. Change it above to see your own.

Out of reach131.1% of income

Need $351,043/yr to afford.

PITI$8,191

P/I131.1%

Afford$304K

Gap-$1.12M

P&I $7,199Tax $842Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93101 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Maria-Santa Barbara, CA analysis

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