Zip Code

93101

Santa Barbara, CASanta Maria-Santa Barbara, CA

Median home value in zip code 93101 (Santa Barbara, CA) is $1424K, down 1.7% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Santa Maria-Santa Barbara, CA metro →

Home Value$1,423,639
YoY Change
-1.7%
AFFORDABILITY

Enter your income for 93101 (Santa Barbara).

$284,728 on $1,423,639
Out of reach — 131.1% of income

Need $351,043/yr to afford.

PITI$8,191
P/I131.1%
Afford$304K
Gap-$1119K
P&I $7,199Tax $842Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

93101 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Maria-Santa Barbara, CA analysis
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93101 (Santa Barbara, CA) Housing Market | CrashWatch