Median home value in zip code 93103 (Santa Barbara, CA) is $1693K, up 2.1% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Santa Maria-Santa Barbara, CA metro →
Home Value$1,693,302
YoY Change
+2.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 93103 (Santa Barbara).
$338,660 on $1,693,302
Out of reach — 155.4% of income
Need $416,314/yr to afford.
PITI$9,714
P/I155.4%
Afford$305K
Gap-$1388K
P&I $8,562Tax $1,002Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
93103 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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