Median home value in zip code 93103 (Santa Barbara, CA) is $1,693,302, up 2.1% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.

Home Value$1,693,302

YoY Change

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 93103 (Santa Barbara).

Income (annual)

Down Payment

$338,660 on $1,693,302

Example: $75,000 household income. Change it above to see your own.

Out of reach155.4% of income

Need $416,314/yr to afford.

PITI$9,714

P/I155.4%

Afford$305K

Gap-$1.39M

P&I $8,562Tax $1,002Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93103 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Maria-Santa Barbara, CA analysis

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