Median home value in zip code 93105 (Santa Barbara, CA) is $1,866,651, up 0.5% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.

Home Value$1,866,651

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 93105 (Santa Barbara).

Income (annual)

Down Payment

$373,330 on $1,866,651

Example: $75,000 household income. Change it above to see your own.

Out of reach171.1% of income

Need $458,271/yr to afford.

PITI$10,693

P/I171.1%

Afford$305K

Gap-$1.56M

P&I $9,439Tax $1,104Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93105 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Maria-Santa Barbara, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.