Median home value in zip code 93105 (Santa Barbara, CA) is $1867K, up 0.5% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Santa Maria-Santa Barbara, CA metro →
Home Value$1,866,651
YoY Change
+0.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 93105 (Santa Barbara).
$373,330 on $1,866,651
Out of reach — 171.1% of income
Need $458,271/yr to afford.
PITI$10,693
P/I171.1%
Afford$305K
Gap-$1561K
P&I $9,439Tax $1,104Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
93105 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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