Median home value in zip code 93108 (Montecito, CA) is $4,863,491, up 8.0% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.

Home Value$4,863,491

YoY Change

+8.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 93108 (Montecito).

Income (annual)

Down Payment

$972,698 on $4,863,491

Example: $75,000 household income. Change it above to see your own.

Out of reach441.9% of income

Need $1,183,714/yr to afford.

PITI$27,620

P/I441.9%

Afford$308K

Gap-$4.56M

P&I $24,592Tax $2,878Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93108 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Maria-Santa Barbara, CA analysis

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