Median home value in zip code 93109 (Santa Barbara, CA) is $2,343,732, up 1.0% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.

Home Value$2,343,732

YoY Change

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 93109 (Santa Barbara).

Income (annual)

Down Payment

$468,746 on $2,343,732

Example: $75,000 household income. Change it above to see your own.

Out of reach214.2% of income

Need $573,771/yr to afford.

PITI$13,388

P/I214.2%

Afford$306K

Gap-$2.04M

P&I $11,851Tax $1,387Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93109 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Maria-Santa Barbara, CA analysis

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