Median home value in zip code 93110 (Santa Barbara, CA) is $1,868,401, up 3.1% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.

Home Value$1,868,401

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 93110 (Santa Barbara).

Income (annual)

Down Payment

$373,680 on $1,868,401

Example: $75,000 household income. Change it above to see your own.

Out of reach171.2% of income

Need $458,700/yr to afford.

PITI$10,703

P/I171.2%

Afford$305K

Gap-$1.56M

P&I $9,448Tax $1,105Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93110 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Maria-Santa Barbara, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.