Median home value in zip code 93309 (Bakersfield, CA) is $343K, down 0.8% year over year. Part of the Bakersfield, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Bakersfield, CA metro →

Home Value$342,806

YoY Change

-0.8%

AFFORDABILITY

Enter your income for 93309 (Bakersfield).

Income (annual)

Down Payment

$68,561 on $342,806

Stretch — 33.4% of income

Above 28% but manageable with cuts.

PITI$2,086

P/I33.4%

Afford$288K

Gap-$55K

P&I $1,733Tax $203Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93309 is part of the Bakersfield, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Bakersfield, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free