Median home value in zip code 93401 (San Luis Obispo, CA) is $1081K, up 1.9% year over year. Part of the San Luis Obispo-Paso Robles, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Luis Obispo-Paso Robles, CA metro →

Home Value$1,080,723

YoY Change

+1.9%

AFFORDABILITY

Enter your income for 93401 (San Luis Obispo).

Income (annual)

Down Payment

$216,145 on $1,080,723

Out of reach — 100.1% of income

Need $268,029/yr to afford.

PITI$6,254

P/I100.1%

Afford$302K

Gap-$778K

P&I $5,465Tax $639Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93401 is part of the San Luis Obispo-Paso Robles, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Luis Obispo-Paso Robles, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free