Median home value in zip code 93405 (San Luis Obispo, CA) is $1,072,018, up 3.5% year over year. Part of the San Luis Obispo-Paso Robles, CA metropolitan area.

Home Value$1,072,018

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 93405 (San Luis Obispo).

Income (annual)

Down Payment

$214,404 on $1,072,018

Example: $75,000 household income. Change it above to see your own.

Out of reach99.3% of income

Need $265,929/yr to afford.

PITI$6,205

P/I99.3%

Afford$302K

Gap-$770K

P&I $5,421Tax $634Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93405 is part of the San Luis Obispo-Paso Robles, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Luis Obispo-Paso Robles, CA analysis

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