Median home value in zip code 93430 (Cayucos, CA) is $1332K, down 1.4% year over year. Part of the San Luis Obispo-Paso Robles, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Luis Obispo-Paso Robles, CA metro →

Home Value$1,331,878

YoY Change

-1.4%

AFFORDABILITY

Enter your income for 93430 (Cayucos).

Income (annual)

Down Payment

$266,376 on $1,331,878

Out of reach — 122.8% of income

Need $328,843/yr to afford.

PITI$7,673

P/I122.8%

Afford$304K

Gap-$1028K

P&I $6,735Tax $788Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93430 is part of the San Luis Obispo-Paso Robles, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Luis Obispo-Paso Robles, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free