Median home value in zip code 93442 (Morro Bay, CA) is $935,837, down 1.8% year over year. Part of the San Luis Obispo-Paso Robles, CA metropolitan area.

Home Value$935,837

YoY Change

-1.8%

Prices falling — better for buyers.

Affordability

Enter your income for 93442 (Morro Bay).

Income (annual)

Down Payment

$187,167 on $935,837

Example: $75,000 household income. Change it above to see your own.

Out of reach87% of income

Need $232,971/yr to afford.

PITI$5,436

P/I87%

Afford$301K

Gap-$635K

P&I $4,732Tax $554Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93442 is part of the San Luis Obispo-Paso Robles, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Luis Obispo-Paso Robles, CA analysis

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