Median home value in zip code 93445 (Oceano, CA) is $665,272, up 2.2% year over year. Part of the San Luis Obispo-Paso Robles, CA metropolitan area.

Home Value$665,272

YoY Change

+2.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 93445 (Oceano).

Income (annual)

Down Payment

$133,054 on $665,272

Example: $75,000 household income. Change it above to see your own.

Out of reach62.5% of income

Need $167,486/yr to afford.

PITI$3,908

P/I62.5%

Afford$298K

Gap-$367K

P&I $3,364Tax $394Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93445 is part of the San Luis Obispo-Paso Robles, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Luis Obispo-Paso Robles, CA analysis

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