Median home value in zip code 93454 (Santa Maria, CA) is $617K, up 1.0% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Santa Maria-Santa Barbara, CA metro →
Home Value$616,659
YoY Change
+1.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 93454 (Santa Maria).
$123,332 on $616,659
Out of reach — 58.1% of income
Need $155,700/yr to afford.
PITI$3,633
P/I58.1%
Afford$297K
Gap-$320K
P&I $3,118Tax $365Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
93454 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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