Median home value in zip code 93454 (Santa Maria, CA) is $616,659, up 1.0% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.

Home Value$616,659

YoY Change

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 93454 (Santa Maria).

Income (annual)

Down Payment

$123,332 on $616,659

Example: $75,000 household income. Change it above to see your own.

Out of reach58.1% of income

Need $155,700/yr to afford.

PITI$3,633

P/I58.1%

Afford$297K

Gap-$320K

P&I $3,118Tax $365Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93454 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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