Median home value in zip code 93460 (Santa Ynez, CA) is $1798K, up 1.0% year over year. Part of the Santa Maria-Santa Barbara, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Santa Maria-Santa Barbara, CA metro →

Home Value$1,798,268

YoY Change

+1.0%

AFFORDABILITY

Enter your income for 93460 (Santa Ynez).

Income (annual)

Down Payment

$359,654 on $1,798,268

Out of reach — 164.9% of income

Need $441,729/yr to afford.

PITI$10,307

P/I164.9%

Afford$305K

Gap-$1493K

P&I $9,093Tax $1,064Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93460 is part of the Santa Maria-Santa Barbara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Maria-Santa Barbara, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free