Median home value in zip code 93638 (Madera, CA) is $357,254, up 3.6% year over year. Part of the Madera, CA metropolitan area.

Home Value$357,254

YoY Change

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 93638 (Madera).

Income (annual)

Down Payment

$71,451 on $357,254

Example: $75,000 household income. Change it above to see your own.

Stretch34.7% of income

Above 28% but manageable with cuts.

PITI$2,168

P/I34.7%

Afford$288K

Gap-$69K

P&I $1,806Tax $211Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93638 is part of the Madera, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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