Zip Code

94018

Half Moon Bay, CASan Francisco-Oakland-Berkeley, CA

Median home value in zip code 94018 (Half Moon Bay, CA) is $1479K, down 1.6% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$1,479,474
YoY Change
-1.6%
AFFORDABILITY

Enter your income for 94018 (Half Moon Bay).

$295,895 on $1,479,474
Out of reach — 135.5% of income

Need $362,957/yr to afford.

PITI$8,469
P/I135.5%
Afford$306K
Gap-$1174K
P&I $7,481Tax $838Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

94018 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis
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94018 (Half Moon Bay, CA) Housing Market | CrashWatch