Median home value in zip code 94018 (Half Moon Bay, CA) is $1,479,474, down 1.6% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$1,479,474

YoY Change

-1.6%

Prices falling — better for buyers.

Affordability

Enter your income for 94018 (Half Moon Bay).

Income (annual)

Down Payment

$295,895 on $1,479,474

Example: $75,000 household income. Change it above to see your own.

Out of reach135.5% of income

Need $362,957/yr to afford.

PITI$8,469

P/I135.5%

Afford$306K

Gap-$1.17M

P&I $7,481Tax $838Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94018 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis

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