Median home value in zip code 94019 (Half Moon Bay, CA) is $1,567,225, up 1.9% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$1,567,225

YoY Change

+1.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 94019 (Half Moon Bay).

Income (annual)

Down Payment

$313,445 on $1,567,225

Example: $75,000 household income. Change it above to see your own.

Out of reach143.4% of income

Need $384,129/yr to afford.

PITI$8,963

P/I143.4%

Afford$306K

Gap-$1.26M

P&I $7,925Tax $888Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94019 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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