Median home value in zip code 94038 (Moss Beach, CA) is $1,457,475, up 1.0% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$1,457,475

YoY Change

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 94038 (Moss Beach).

Income (annual)

Down Payment

$291,495 on $1,457,475

Example: $75,000 household income. Change it above to see your own.

Out of reach133.5% of income

Need $357,686/yr to afford.

PITI$8,346

P/I133.5%

Afford$306K

Gap-$1.15M

P&I $7,370Tax $826Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94038 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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