Median home value in zip code 94102 (San Francisco, CA) is $699K, down 0.8% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$698,979

YoY Change

-0.8%

AFFORDABILITY

Enter your income for 94102 (San Francisco).

Income (annual)

Down Payment

$139,796 on $698,979

Out of reach — 65.3% of income

Need $174,900/yr to afford.

PITI$4,081

P/I65.3%

Afford$300K

Gap-$399K

P&I $3,534Tax $396Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94102 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free