Zip Code

94109

San Francisco, CASan Francisco-Oakland-Berkeley, CA

Median home value in zip code 94109 (San Francisco, CA) is $989K, up 1.8% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$989,235
YoY Change
+1.8%
AFFORDABILITY

Enter your income for 94109 (San Francisco).

$197,847 on $989,235
Out of reach — 91.4% of income

Need $244,843/yr to afford.

PITI$5,713
P/I91.4%
Afford$303K
Gap-$686K
P&I $5,002Tax $561Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

94109 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis
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