Median home value in zip code 94118 (San Francisco, CA) is $1965K, up 6.4% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$1,965,159

YoY Change

+6.4%

AFFORDABILITY

Enter your income for 94118 (San Francisco).

Income (annual)

Down Payment

$393,032 on $1,965,159

Out of reach — 179.2% of income

Need $480,043/yr to afford.

PITI$11,201

P/I179.2%

Afford$307K

Gap-$1658K

P&I $9,937Tax $1,114Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94118 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis

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