Median home value in zip code 94121 (San Francisco, CA) is $1,638,889, up 5.0% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$1,638,889

YoY Change

+5.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 94121 (San Francisco).

Income (annual)

Down Payment

$327,778 on $1,638,889

Example: $75,000 household income. Change it above to see your own.

Out of reach149.9% of income

Need $401,400/yr to afford.

PITI$9,366

P/I149.9%

Afford$306K

Gap-$1.33M

P&I $8,287Tax $929Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94121 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.